Colorado Professional Liability Attorneys

No. Commercial general liability insurance protects businesses from common risks. It covers claims for customer injuries and property damage. It also covers advertising injuries, such as copyright infringement. If a customer falls and gets hurt at your business, general liability insurance helps. 

Professional liability coverage protects you if a client or customer sues you for unsatisfactory work. Professional liability insurance protects from lawsuits alleging:

·  negligent services

·  malpractice

·  failing to meet contract terms

·  incomplete or poor work

·  errors or omissions

Professional liability insurance covers legal expenses regardless of the claim’s validity.

Professional liability insurance is a safety net for businesses and professionals if someone says you messed up while doing your job. When a client or customer brings this sort of complaint against you, it triggers your professional liability coverage.

Professional liability insurance doesn't cover everything. For instance, your insurer can deny your claim if you intentionally harmed a third party or broke the law.

Professional liability insurance usually excludes:

• Intentionally harmful, dishonest, or illegal acts

• Bodily injury or property damage

• Employment-related problems

• Discrimination of protected classes

• Claims related to physical or sexual abuse

• Costa to repair or replace faulty workmanship

• Problems arising from product liability