Colorado Chapter 7 Attorneys
Clear Debt Relief Through Chapter 7 Bankruptcy
Overwhelming medical bills, credit card balances, and personal loans can make finding a fresh financial start feel impossible. Filing for Chapter 7 bankruptcy allows individuals to discharge qualifying unsecured debts while immediately stopping creditor harassment, wage garnishments, and foreclosure through an automatic stay. At Robinson & Henry, our experienced bankruptcy attorneys guide you through the means test, maximize Colorado property exemptions, and help protect your key assets.
Hear From Our Clients in Colorado
Meet Our Team of Colorado Chapter 7 Lawyers
Our Experienced Chapter 7 Attorneys in Colorado Are Ready to Help
Additional scheduling and support:
News & resources
FAQs
In Colorado, the means test determines the income limitations for Chapter 7 bankruptcy filings. To file, your income must be lower than the median income for a household of the same size in the state.
Yes, you can keep your house and car after filing Chapter 7 in Colorado if the value of each asset doesn’t exceed the threshold protected amount
The Homestead Exemption and Consumer Debt Protection Act increased the equity you can protect in your home – up to $250,000 or 350,000 if you are over 60 or live with a disability.
For cars, the protected amount is $15,000 per vehicle or $25,000 if you are over 60 or live with a disability. However, you can still lose your car if you have fallen behind on payments.
Not all debts are eligible for Chapter 7 bankruptcy relief. Certain debts such as child support, alimony, taxes, student loans, or debts resulting from intentional harm or a DUI cannot be discharged. Furthermore, any debts you didn’t list in your bankruptcy filing will not be discharged.
Have a question?