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The cost of bankruptcy filing fees in Colorado varies depending on the type of bankruptcy and specific actions taken. Initial filing fee costs for the most common bankruptcy chapters include:
Chapter 7: $338
Chapter 11: $1,738
Chapter 13: $313
Additional fees, including attorney fees, may apply. Consulting a bankruptcy attorney can ensure you have accurate information on the specific costs associated with your case.
If you file for bankruptcy, you may be able to keep your house, depending on your choice of bankruptcy chapter and equity. In Chapter 7, your home may be protected by the homestead exemption. In Chapter 13, you can repay missed mortgage payments and potentially remove second mortgages or liens.
Whether you lose your car in bankruptcy depends on several factors, including ownership, equity, loan payments, and the bankruptcy chapter you choose.
Colorado law has a car equity exemption that protects up to $15,000 in equity ($25,000 for the elderly or people living with disability). However, if your equity exceeds the exemption, you may need to surrender your vehicle or include it in your bankruptcy repayment plan.
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