My dad sign up for a US Bank Reserve line, the line amount is $15,000. My dad passed away November 5, 2019 and we found out that the US Bank Reserve line was in my dads name and my moms name. My mom does not remember signing the loan agreement and would not have signed it. Just before my dad passed away we went into US Bank and the banker told us they did not require signatures for lines/loans when it was opened. Is US Bank able to collect on this line without a loan agreement? Also, is there anything we can do to stop them from calling on this (fraudulent) line?
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