I was a victim of identity theft about 10 years ago. At that time a collection agency came after me. Once they investigated they also said it was identity theft. About 4 or 5 years later another collection agency came after me for the same claim, they too investigated and they too came away with identity theft. Today I checked my credit report and a new collection agency posted a late payment/collection notice on my account stating it was from November 2020. What rights do I have? I have filed a claim through the credit agency? Why does this keep happening every 4-5 years?
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