Debt collector conatcting me after asking to stop

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I have a debt collector who continues to call me and my spouse after I have sent a certified letter asking for them to communicate via mail only. Can they be pursued for violating the fair debt collections practices act?

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Posted by Anonymous
Asked on September 15, 2021 1:54 pm
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There is not enough information in your post to really assess whether you have a valid claim or not. The FDCPA only applies to debt collectors and the definition of who is a debt collector was recently limited. The FDCPA defines a debt collector as any person who regularly collects, or attempts to collect, consumer debts for another person or institution or uses some name other than its own when collecting its own consumer debts. So in this case, if the debt was legitimately sold to another company and they now own the debt and are trying to collect on a debt they actually own it would not be a violation.

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Posted by liz@robinsonandhenry.com (Questions: 0, Answers: 12)
Answered on September 15, 2021 2:27 pm
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Yes, it sounds like you may have grounds for a claim, but we would need more information to fully advise you. My recommendation would be to speak with an attorney to discuss your options.

If you would like to speak to one of our debt defense attorneys you can schedule online at go.oncehub.com/rhbooknow or you can call us at 303-688-0944. Schedule under "Bankruptcy and Debt Relief" to speak with the attorney that can evaluate your case.

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Posted by Bill Henry (Questions: 1, Answers: 75)
Answered on September 15, 2021 2:26 pm