What If I Can’t Work Because Of My Injuries?

I’m Dale Casares, personal injury attorney at Robinson & Henry. This is video 4 of my five-part series of the most frequently asked questions.

Let’s say you’ve been hurt. You’ve been injured in a car crash. Now you’re recovering, and you’re not working. How are you going to pay for rent, mortgage, any other bills that you have coming in because you’re not getting the income that you are used to getting? This is a very hard place that a lot of my clients find themselves in. And there is a very specific solution.

Short-term loans against future settlements

There are companies out there that will provide short-term loans that you’re basically borrowing until to get your future settlement. No loan company is going to do that without you having an attorney because I, as the attorney, guarantee that there is going to be a settlement to cover that loan eventually.

But if you find yourself in a position where you’re not able to make ends meet right now because you’re paying out of pocket for treatment, because you don’t have a car anymore, or because you’ve missed so much time from work, then this is an option for you.

The timing of bodily injury settlements

Also, here’s something I want to mention in case some people don’t realize it. Bodily injury settlements with the insurance company for the at-fault party don’t pay as you go. It’s one settlement at the very end of the course, after you’re done with all treatments, and after we know what all of your injuries are.

When you get to that point, we try to negotiate and settle. But that doesn’t mean we’re going to always get something. As a result, we could go into litigation. Your case may last six months or it may last three years. And you’ve gone all this time without income and with having to pay for out-of-pocket expenses.

Fortunately, there is an option for you if that’s needed. It’s a short-term loan on a future settlement. Again, if you have questions about it, please call me and let me know. Dale Casares, at Robinson & Henry.