When Your Home Can be Searched During Bankruptcy

November 11, 2020 | Bill Henry

If you’re afraid to file bankruptcy because you don’t want people going through your personal belongings in your home, maybe you should reconsider. Our Bankruptcy Team explains when it’s possible to have your home searched during bankruptcy.

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A lot of clients are concerned about whether someone will come to their home and look through all their belongings if they file a bankruptcy. This is an extremely unlikely event to occur. There are very rare circumstances where a trustee might be required to visit your home.

Typically this is only required if you fail to report certain assets or if you fail to properly provide estimated values for your property. If you’re honest and properly report your assets, you’ll protect yourself from this kind of intrusion. A trustee will also never show up unannounced, and the trustee would need to set a date and time with you for which you would need to be present.

The trustees are also not allowed to take things from your home without your permission. Even though this is an extremely rare circumstance to occur, an attorney by your side can help protect you from these kinds of intrusions. A bankruptcy attorney will help make certain that you have appropriately and accurately reported all of your assets so that no one would even need to come to your home.

Having an attorney by your side every step of the way in a bankruptcy is the best way to remain informed and to protect yourself.

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If you’re struggling with mounting debt you have options from bankruptcy to debt settlement. Find out what yours are. Call 303-688-0944 to begin a free case assessment or schedule yourself online here.

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