3 Pillars of a Car Crash Case

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By: Bill Henry
PublishedJul 29, 2020
1 minute read

When you’re injured in a car crash, one thing you may wonder about is the value of your car accident claim. In this article, find out what insurance companies look for when setting a value to a car accident claim.

A car has rear-ended an SUV.

Three Basic Pillars of Every Car Crash Case

First I wanted to go over the three basic principles, what I like to call the three basic pillars of every single case:

  • Liability
  • Causation
  • Injuries

Now, those three basic principles are how every insurance company will value a claim.

Who Was at Fault?

So, let’s start off with liability. So, liability is basically how they’re gonna say, how they’re gonna look at how the accident occurred.

Obviously, if you were rear-ended, Colorado assumes that the other person is at fault. So, if you were rear-ended, that’s pretty much a non-issue right then and there.

How Did You Get Your Injuries?

Next, is gonna be causation. This is where the insurance company is gonna look at property damage, primarily. So, if you have a dent in your bumper, they will potentially question how could you have been injured in the rear end, if there’s a dent in the bumper.

If your back end is smashed, generally that’s gonna be a stronger claim for causation, and the accident causing your injuries.

Get Treatment & Document Your Injuries

The most important principle that I’d like to go over, is going to be injuries. Our personal injury attorneys have seen too many people come into their offices, saying that they were injured, but they don’t think that they need medical treatment.

That’s a big problem, because if you say that you were injured, but you don’t have the medical treatment to support those injuries as documentation, generally the insurance companies will value your case very little — if anything at all.

Connect with a Personal Injury Attorney

If you’ve been injured in a car accident, it’s important to get treatment, save that documentation, and contact a personal injury attorney. Call 303-688-0944 to begin your case assessment.

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